Financial Literacy Education

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Financial Literacy Education

Author : Chris Arthur
ISBN : 9789460919183
Genre : Education
File Size : 70.29 MB
Format : PDF
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Consumer financial literacy education often appears as a helpful, commonsense solution to neoliberalism and the individualization of responsibility for economic risk. However, in Financial Literacy Education: Neoliberalism, the Consumer and the Citizen this particular literacy is argued to be both ineffective and unjust. Socially created poverty, unemployment and economic insecurity require more than individual consumer solutions; they require collective responses by engaged, critical citizens. Utilizing concepts from Marx, Foucault, Bourdieu and Baudrillard this book challenges those who claim that ‘there is no alternative’ to neoliberal insecurity and reduce education to a consumerist training of entrepreneurial consumer-citizens who can continually invest in themselves and the market. Through an analysis of consumer fi nancial literacy education’s present and historical supports, as well as its likely effects, this book argues that the choice before us is not fi nancial illiteracy or fi nancial literacy. Rather, the choice is between subjugation to the requirements of perpetual competition or overcoming alienation, insecurity and exploitation, aims the critical fi nancial literacy education outlined at the end of this book supports. This book will appeal to those interested in understanding the conditions of our freedom in an increasingly fi nancialized world – critical educators, philosophers and sociologists of education and fi nancial literacy researchers.
Category: Education

Financial Literacy Education

Author : Asta Zokaityte
ISBN : 9783319550176
Genre : Business & Economics
File Size : 27.52 MB
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This book explores the issue of consumer financial education, responding to increased interest in, and calls to improve peoples’ financial literacy skills and abilities to understand and manage their money. New conceptual frameworks introduced in the book offer academic audiences an innovative way of thinking about the project on financial literacy education. Using the concepts of ‘edu-regulation’ and ‘financial knowledge democratisation’ to analyse the financial education project in the UK, the book exposes serious, and often ignored, limitations to using information and education as tools for consumer protection. It challenges the mainstream representation of financial literacy education as a viable solution to consumer financial exclusion and poverty. Instead, it argues that the project on financial literacy education fails to acknowledge important dependences between consumer financial behaviour and the socio-economic, political, and cultural context within which consumers live. Finally, it reveals how these international and national calls for ever greater financial education oversimplify and underestimate the complexity of consumer financial decision-making in our modern times.
Category: Business & Economics

Financial Literacy Education

Author : Jay Liebowitz
ISBN : 9781498738552
Genre : Business & Economics
File Size : 55.28 MB
Format : PDF, ePub
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Today's graduates should be grounded in the basics of personal finance and possess the skills and knowledge necessary to make informed decisions and take responsibility for their own financial well-being. Faced with an array of complex financial services and sophisticated products, many graduates lack the knowledge and skills to make rational, informed decisions on the use of their money and planning for future events, such as retirement. This book shows what you can do to improve financial literacy awareness and education. It covers the use of interactive games and tutorials, peer-to-peer mentoring, and financial literacy contests in addition to more formal education. It gives you a sample of approaches and experiences in the financial literacy arena. Divided into three parts, the book covers financial literacy education for grades K–12, college, and post-college.
Category: Business & Economics

Assessment Of Financial Literacy Education Importance And Practice

Author :
ISBN : OCLC:1151354440
Genre : Finance, Personal
File Size : 80.70 MB
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"The topic of financial literacy has attracted many researchers to study the various aspects regarding this issue. The importance of being financially literate has been shown by statistics throughout multiple studies. However, financial literacy levels in the United States, on average, consistently remain low, and only a small fraction of our youth could be said to be financially prepared for adulthood when they graduate high school. This literature review assesses the effectiveness of financial literacy education in the United States by reviewing past practices. Current practices and research-based suggestions are then assessed to help guide the future for financial literacy education."--Leaf 4.
Category: Finance, Personal

A Sound Investment

Author : Ontario. Ministry of Education. Working Group on Financial Literacy
ISBN : 1443548332
Genre : Curriculum guidelines, documents, etc. (Ont.)
File Size : 87.29 MB
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The Working Group on Financial Literacy was convened at the request of the Curriculum Council in early 2010. Its role was to clarify the meaning of financial literacy and make recommendations to the Curriculum Council about the knowledge and skills required to support the development of financial literacy among Ontario students. This report presents the results of the Working Group's information gathering and consultations. It pulls together the key findings and recommendations that emerged as the Working Group explored financial literacy initiatives in other jurisdictions; consulted with stakeholders; gathered responses to an online survey; and heard presentations from and engaged in discussions with researchers and other representatives with expertise in financial literacy. This report identifies key priorities for action that will build on current strengths and on resources already in place for teaching financial literacy and that will serve as a solid foundation for a more coherent approach to financial literacy education in Ontario schools.--Document.
Category: Curriculum guidelines, documents, etc. (Ont.)

Financial Education And Risk Literacy

Author : Riccardo Viale
ISBN : 1789908841
Genre :
File Size : 21.18 MB
Format : PDF
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This innovative book explores how the design of financial education programmes could benefit from the findings of behavioural economics and finance and cognitive sciences. It covers the social, cultural and technological determinants of financial education, the role of the banking system in promoting financial literacy, and how governments and regulatory authorities are dealing with financial education and risk literacy programmes in schools. Featuring contributions from authors with diverse methodological and ideological backgrounds, Financial Education and Risk Literacy offers a rich and multifaceted debate. Chapters explore theory and empirical evidence, utilising investigations of programmes deployed and the outcomes of experiments. This book also complements the emerging literature by studying how individuals perceive and process information when making financial decisions. Economics students and scholars, in particular those studying behavioural economics, will appreciate the forward-looking agenda of this book. Its insights into how policymakers can benefit from a behavioural approach will also help regulators in the financial education sector.

The Economic Importance Of Financial Literacy Education For Students

Author : United States. Congress
ISBN : 1976486793
Genre :
File Size : 37.10 MB
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The economic importance of financial literacy education for students : hearing before the Subcommittee on Children and Families of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Thirteenth Congress, first session ... April 24, 2013.

Student Financial Literacy

Author : Dorothy B. Durband
ISBN : 9781461435051
Genre : Social Science
File Size : 61.19 MB
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College students are particularly vulnerable to making poor financial decisions. One method of addressing personal finances and financial stress among students of higher education is through university based financial education programs. Student Financial Literacy: Program Development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students’ educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students. “Student Financial Literacy: Campus-Based Program Development is packed with financial education and counseling information and guidance. It was very difficult to write this review as I wanted to share ALL the excellent direction this book provides... The editors and contributing authors have developed an excellent resource for not only those interested in developing or enhancing a campus-based financial education program but also for anyone involved in financial education, counseling, and planning.” -Rebecca J. Travnichek, Family Financial Education Specialist, University of Missouri Extension Journal of Financial Counseling and Planning
Category: Social Science

Financial Education And Financial Literacy In The Czech Education System

Author :
ISBN : OCLC:1051846083
Genre :
File Size : 85.15 MB
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Abstract: This paper reacts to the current situation in our society and the need for financial education in schools and for adults. Today's world demands financial and economic literacy. This paper outlines the importance of economic and financial literacy in primary and secondary schools (ISCED 1, 2, 3) in the Czech Republic. Research findings in the Czech Republic and from the World Bank have shown high levels of household debt while also indicating the need for higher levels of financial education. Financial literacy and financial instruction in schools would be an effective tool to prevent such developments. The findings and conclusions of this study were obtained through a questionnaire survey in secondary schools (ISCED 3) and through a content analysis of strategic documents adopted at both national and international levels. Simultaneously, we compared the findings, that is, the students' knowledge of financial literacy topics, with the corresponding official documents. This paper describes the level of financial literacy knowledge among high school students. Furthermore, as financial education is currently a mandatory component of primary school education in the Czech Republic (ISCED 1, 2), the paper also describes the current situation of financial education in Czech schools, including methods of implementation. Only time will tell if financial literacy and subsequently financial product utilization of Czech students improves, but it is already clear that the introduction of financial literacy into the school curriculum is necessary.

Financial Literacy And Adult Education

Author : Karin Sprow Forté
ISBN : 9781118850169
Genre : Education
File Size : 84.88 MB
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Many adults attend financial education classes to helpthem make more informed financial decisions, based ontheir knowledge of their financial situation available cash or funds planned expenditures. This volume brings together scholars from the fields of adulteducation and financial literacy and covers topics that revealthe interrelatedness of the two fields. They show how concepts andknowledge about adult education can be utilized in and illuminatefinancial education, and they offer insights about how financialeducation, as an eminently practical subject, shows adults learningand putting their new knowledge into action. This is the 141st volume of this Jossey-Bass series. Noted for itsdepth of coverage, it explores issues of common interest toinstructors, administrators, counselors, and policymakers in abroad range of adult and continuing education settings, such ascolleges and universities, extension programs, businesses,libraries, and museums.
Category: Education

Financial Literacy And Education

Author : United States. Congress. House. Committee on Financial Services
ISBN : PSU:000063524895
Genre : Consumer education
File Size : 74.42 MB
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Category: Consumer education

Empowering Consumers

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
ISBN : OCLC:1097423738
Genre : Finance, Personal
File Size : 57.21 MB
Format : PDF
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Read : 480

Category: Finance, Personal

Financial Literacy Education

Author : United States
ISBN : STANFORD:36105050355507
Genre : College students
File Size : 58.80 MB
Format : PDF, Docs
Download : 800
Read : 798

Category: College students

International Handbook Of Financial Literacy

Author : Carmela Aprea
ISBN : 9789811003608
Genre : Education
File Size : 29.96 MB
Format : PDF, Kindle
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This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.
Category: Education