A Laymans Guide To Better Retirement

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Rock Retirement

Author : Roger Whitney
ISBN : 9781683505747
Genre : Business & Economics
File Size : 87.86 MB
Format : PDF, Mobi
Download : 385
Read : 1031

Rock Retirement offers inspirational advice on how to enjoy the journey to retirement to its fullest. Traditional retirement advice usually boils down to saving more, sacrificing more, and settling for less. This approach makes people dependent on systems outside their control, such as the market, economy, and investment returns. The result: people lose power over determining their life. What sets Rock Retirement apart is its holistic approach to helping people take back control and act intentionally towards the life they want. It addresses the fears, hopes, and dreams that people have about retirement, goes way beyond the numbers, and shows them how to balance living well today and tomorrow.
Category: Business & Economics

The Layman S Guide To A Growing Income Stream For Life

Author : Kevin Rust
ISBN : 9781503541214
Genre : Business & Economics
File Size : 57.40 MB
Format : PDF, ePub, Docs
Download : 159
Read : 388

In the low-interest rate environment we currently find ourselves in these days, just putting your hard-earned dollars into a simple savings account at your local bank just won’t cut it anymore, if it ever did. The time has come to broaden our horizons a bit and consider ways we have to grow our savings and have our nest egg work for us. The plan is to explore our options and construct an investment strategy that is tailor-made for each individual’s situation and tolerance. A plan that will provide us with a growing income stream that will allow us to provide for ourselves and our loved ones for life while allowing us to rest easy at night. This book is a blueprint outlining the good and the not-so-good options we all have in an easy-to-understand reference guide you can turn to anytime. We all should have a work ethic in our profession. “A good day’s work for a good days pay.” Inside, we expand on that ethic. “The pay earned for a good day’s work will now work for me.”
Category: Business & Economics

A Layman S Guide To Protestant Theology

Author : William Hordern
ISBN : 9781579109257
Genre : Religion
File Size : 72.17 MB
Format : PDF, ePub
Download : 152
Read : 605

The events of the twentieth century have led to a rebirth of Protestant theology. This book is intended to help the layperson discover what is going on in theology. In clear, nontechnical language, it traces the rise of orthodoxy since the sixteenth century, and proceeds to examine schools such as fundamentalism, liberalism, and neo-orthodoxy. Because of their great influence and importance, the theologies of Karl Barth, Reinhold Niebuhr, and Paul Tillich are treated separately, and this revised and expanded edition contains new chapters on Rudolf Bultmann, Dietrich Bonhoeffer, and the God is DeadÓ controversy.
Category: Religion

A Simple Guide To Pensions

Author : John Claxton
ISBN : 1857038010
Genre : Pensions
File Size : 77.2 MB
Format : PDF, ePub, Mobi
Download : 914
Read : 260

Providing up-to-date and objective advice, this guide is written for anyone looking at pensions, from first provision to those nearing retirement. The author details the choices surrounding pension options: state pensions, personal pensions and occupational schemes.
Category: Pensions

A Simple Guide To Retirement

Author : Roy Santoro
ISBN : 179039354X
Genre :
File Size : 53.74 MB
Format : PDF, ePub, Mobi
Download : 109
Read : 866

This is a guide to retirement that is designed for anyone from 25 to 65 who is thinking about trading that desk for a nice sunny spot on a beach or golf course. It will introduce you to many of the important things you need to know about Social Security, Medicare, the tax consequences of cashing in that 401k. It includes a number of tests and quizzes that can help you determine if the time is right for you to retire. There is also a long list of websites that can provide you with valuable information about wills, annuities, trusts and other things you will need to know about as you prepare for retirement. It also incudes a number of real world experiences I went through that had a major impact on my retirement. I was able to retire at 62 and will explain how I was able to do it with the help of a little good planning, sound advice and luck I will take an honest look at the transition I made after 40 years in the office to the world of retirement. This book includes a discussion of what your retirement ears will look like from the go-go years of when you first retire to the no-go years when you start to slow down. This guide is designed to get you to start thinking about the many difficult decisions you will face as you get ready to retire. And it includes a section to remind you retirement is a team sport that includes input from you, your spouse and your family. You will learn about You time, I time and we time. I talk about retirement parties, where you will live, how your health can impact your retirement plans. Check it out. It may leave you asking more questions than when you start, but A Simple Guide to Retirement will get the conversation going.
Category:

The Good Retirement Guide 2014

Author : Frances Kay
ISBN : 9780749470906
Genre : Reference
File Size : 78.59 MB
Format : PDF, ePub
Download : 948
Read : 946

Retirement is a time of opportunity. Without the routine demands of working life, new ambitions can be realized and experiences enjoyed. Yet with so much to consider, people are often unsure how best to plan for their future. Furthermore, with rising retirement ages, the closure of many final salary pension schemes, poor annuity rates and uncertainty regarding universal benefits, the scope for concern and confusion is even greater. The Good Retirement Guide is essential reading for all those looking forward to making the most of their retirement, and offers clear and concise suggestions and advice on a broad range of retirement-related subjects, including finance (investments, pensions, annuities, benefits and tax), housing, health, holidays, starting a business and looking after elderly parents. This fully updated edition for 2014 also includes a new chapter on how to protect yourself from scams, online and offline.
Category: Reference

The Good Retirement Guide 2013

Author : Frances Kay
ISBN : 9780749468187
Genre : Self-Help
File Size : 62.10 MB
Format : PDF, Kindle
Download : 817
Read : 720

Retirement is a time of opportunity. Without the routine demands of working life, new ambitions can be realized and experiences enjoyed. Yet with so much to consider, people are often unsure how best to plan for their future. Furthermore, with rising retirement ages, the closure of many final salary pension schemes, poor annuity rates and uncertainty regarding universal benefits, the scope for concern and confusion is even greater. The Good Retirement Guide is essential reading for all those looking forward to making the most of their retirement, and offers clear and concise suggestions and advice on a broad range of retirement-related subjects, including finance (investments, pensions, annuities, benefits and tax), housing, health, holidays, starting a business and looking after elderly parents.
Category: Self-Help

The Good Non Retirement Guide 2012

Author : Frances Kay
ISBN : 9780749464554
Genre : Business & Economics
File Size : 36.7 MB
Format : PDF, ePub, Docs
Download : 420
Read : 672

Retirement is a time of immense opportunity. Without the routine demands of working life, new ambitions can be realized and new experiences enjoyed. Yet with so much to consider, people are often unsure how best to plan for their future. Furthermore, with rising retirement ages, the closure of many final pension salary schemes and uncertainty regarding universal benefits, the scope for concern and confusion is now even greater. The Good Non Retirement Guide is essential reading for all those looking forward to making the most of their retirement, and offers clear and concise suggestions and advice on a broad range of retirement-related subjects, including pensions, tax, leisure activities, voluntary work and health.
Category: Business & Economics

The Bogleheads Guide To Retirement Planning

Author : Taylor Larimore
ISBN : 9780470919019
Genre : Business & Economics
File Size : 80.15 MB
Format : PDF, ePub, Docs
Download : 397
Read : 838

The Bogleheads are back-with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor. Explains the different types of savings accounts and retirement plans Offers insights on managing and funding your retirement accounts Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle Addresses essential estate planning and gifting issues With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.
Category: Business & Economics

How To Make Your Money Last

Author : Jane Bryant Quinn
ISBN : 9781476743776
Genre : Business & Economics
File Size : 39.96 MB
Format : PDF
Download : 445
Read : 1269

"With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets--from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and--critically--how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide"--
Category: Business & Economics

18 To 80

Author : Darryl Lyons
ISBN : 1948209985
Genre : Finance, Personal
File Size : 75.6 MB
Format : PDF, ePub
Download : 514
Read : 860

Are you trying to get a better grasp on retirement planning but have no idea where to start who to trust? Has creating a gameplan been on your to do list for the last, oh, few years? Darryl's latest book touches on financial topics in all stages of life in a way that is practical and easy to understand. If you are worried about your financial situation and the thought of retirement keeps you up at night, you need this book! Darryl Lyons, founder of PAX Financial Group in San Antonio, TX, is passionately focused on teaching and guiding the middle class on money issues that keep them up at night. He has been talking money and finances with people for decades and his practical approach has helped thousands of families.
Category: Finance, Personal

Minimalism A Guide To Simple Living

Author : Anna Gracey
ISBN : 9781630225483
Genre : Self-Help
File Size : 83.91 MB
Format : PDF, ePub
Download : 843
Read : 400

The society has become an extremely busy one and as such it has become imperative for some to find that escape from the hubbub that is experienced every day. Enter the minimalist...for anyone that is interested in learning about the minimalist lifestyle here is "Minimalism: A Guide to Simple Living." This practice is not something new as it has been done by many for centuries; it is simply making resurgence in modern society. This practice is one which allows the individual to step back from the materialistic form of existence and simply to use only what they need and in the extreme cases they rely on their own sustainability. The book gives a through definition of minimalism and then gets into the various tenets that surround it.
Category: Self-Help

A Layman S Guide To Ecclesiastes

Author : Dr. David R. Brown
ISBN : 9781449764838
Genre : Religion
File Size : 50.79 MB
Format : PDF, Kindle
Download : 562
Read : 296

The book of Ecclesiastes was written three thousand years ago, but it reads like it was written for twenty-first-century men and women. Why don’t pleasure and wealth bring lasting satisfaction? Is life really worth the hassle? No matter what you accomplish or how wise you are, isn’t the end game always the same—death? A Layman’s Guide to Ecclesiastes helps you work through these and other questions the author of Ecclesiastes ponders. A Layman’s Guide to Ecclesiastes differs from other books on Ecclesiastes. It is written from a layman’s point of view; the author is an astronomer, who nevertheless has gained a deep appreciation for Ecclesiastes during his fifteen-year period of study. A Layman’s Guide to Ecclesiastes is not restricted to one point of view on a passage. The author presents his view but also includes the thoughts of other commentators covering a wide spectrum of interpretations, so that you can come to a solid understanding of the issues on your own. Young or old, skeptic or believer, wise or searching for wisdom, let A Layman’s Guide to Ecclesiastes assist your search for understanding in your life experiences, whether they are mundane, extraordinary, or seemingly inexplicable.
Category: Religion

Ey Tax Guide 2015

Author : Ernst & Young LLP
ISBN : 9781118866962
Genre : Business & Economics
File Size : 35.30 MB
Format : PDF, ePub, Docs
Download : 283
Read : 1180

File taxes with confidence and maximize deductions with this industry-leading guide EY Tax Guide 2015 is your solution for a streamlined filing process. Authoritative and easy to follow, this trusted guide is designed to be accessible for individuals who need help navigating these turbulent financial times, providing information that can maximize deductions and avoid mistakes. Reference tables allow for quick look-up of useful information, including changes to tax law, common errors, and tax breaks, while the Special Content index points you toward answers for homeowners, senior citizens, investors, military personnel, entrepreneurs, and more. Fully updated for 2015, this guide even provides up-to-date tips on environmental credits for green initiatives. As global leader in tax and advisory services, it's no surprise that this EY (formerly Ernst & Young) guide has been rated the #1 choice in tax prep by USA Today. Distilling complex tax information into straightforward language, this resource is essential reading for anyone preparing to file a federal income tax return. You'll find hundreds of examples illustrating how tax laws work, plus sample forms and schedules that help you fill out your return step by step. We can help you save time and money as you: Discover the 50 most commonly overlooked deductions Find specific solutions to your particular circumstances Streamline the filing process with the tax organizer and tax calendar Follow a checklist of key tax breaks you may be eligible to use Preparing your own taxes doesn't have to mean wading through tax code or missing deductions. This guide contains the insight of EY professionals, plus the tools and references that can help ease the process. The EY Tax Guide 2015 provides the information you need to file your taxes yourself, with confidence.
Category: Business & Economics

Startup Guide To Guerrilla Marketing A Simple Battle Plan For First Time Marketers

Author : Jay Conrad Levinson
ISBN : 9781599181530
Genre : Business & Economics
File Size : 78.20 MB
Format : PDF, Mobi
Download : 750
Read : 693

More than two decades and dozens of bestselling books have proven that guerrilla marketing is the number one low-cost method for marketing a business. If you’re abusiness owner who wants to take advantage of its powerful, effective techniques but don’t know where to start, the man who started it all teaches you just what to do. Jay Conrad Levinson, the father of guerrilla marketing, and Jeannie Levinson have teamed up to produce a beginner-oriented guide that shows business owners how to get started with guerrilla marketing. Presented with a generous supply of true-life stories from the Levinsons’ rich experience, it breathes life into the hottest and most well-known school of marketing so that readers are able to compete with assurance and market profitably. Covering the whole spectrum of marketing it takes readers from neophytes to guerrillas in 288 pages. Action-packed chapters include: * The personality of a marketing guerrilla * Guerrilla marketing defined * Succeeding with a guerrilla marketing attack * Selecting guerrilla marketing weapons * Creating a seven-sentence guerrilla marketing plan * Making a guerrilla marketing calendar * Launching your attack * Maintaining your campaign This is the ideal volume for first-time marketers who want to use guerrilla marketing techniques to bring their business to the top.
Category: Business & Economics

The Financial Times Guide To Pensions And Wealth In Retirement

Author : John Greenwood
ISBN : 0273727850
Genre : Business & Economics
File Size : 80.71 MB
Format : PDF, ePub, Docs
Download : 143
Read : 580

"At a time when more and more consumers are unlikely to have the retirement of their dreams, this book gives straightforward, clear strategies to help the reader improve their chances of at least making the right decisions" Nick Cann, chief executive, Institute of Financial Planning 'This book deals comprehensively with the complexities of UK pensions, both state and private and welcome addition for a very confused public. The book could significantly help people provide more effectively for their retirement and cope with the difficulties of pension planning from a far better informed perspective.'' Dr Ros Altmann, campaigner, consultant and former Government adviser on pension policy "John Greenwood is one of the UK's best journalists writing on pensions. Simple, clear and concise; this book tells you everything you need to know about retirement planning. If they had been using this book to teach about pensions at school then we wouldn't have a pensions crisis now." Tom McPhail, head of pensions research, Hargreaves Lansdown Planning your pension and planning for retirement are essential, because they may be the only source of income you'll have for a third of your life. But because pension planning is often thought of as complicated, it's not always given enough attention. Whether you are an avid reader of the financial pages, or you don't know the first thing about money matters, The Financial Times Guide to Pensions and Wealth in Retirement is designed to help you take control of your pension and retirement planning. Offering a range of achievable strategies that will enhance your saving, John Greenwood helps you navigate the complex maze of state, private, workplace and individual pensions, advises on alternatives to pensions and shows you the best ways to manage your retirement wealth and how to pass on your estate efficiently. The Financial Times Guide to Pensions will show you how to: Better mange the money in your pension funds Shop around for cheaper pension providers Understand the options open to you at retirement Maintain exposure to the stock market in retirement with the potential for increased returns Maximise your wealth through property, emigrating and non-pensionable savings Resolve disputes over pensions and trace lost polices Reduce your inheritance tax liabilities The Financial Times Guide to Pensions and Wealth in Retirementdemystifies the complex world of pensions, retirement options, pension alternatives and retirement wealth. It will motivate you to take action to get the most out of your retirement savings. Save money, make money and reduce the risk of losing your money. * Solving your own personal pensions crisis * Drawing up your retirement saving plan * How private pensions work * Personal and stakeholder pensions * Workplace schemes - money purchase pensions * Workplace schemes - final salary pensions * Self-invested personal pensions (Sipps) * Small self-administered schemes (SSAS) * Investment strategy - constructing your portfolio * State pension * Pension Credit and means-testing * Contracting out of the state pension system * Managing your retirement * Annuities * Income drawdown * Retirement savings not held in pensions * Disputes and unclaimed pensions * Retiring abroad * Inheritance tax planning in retirement
Category: Business & Economics