THE TWO INCOME TRAP

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The Two Income Trap

Author : Elizabeth Warren
ISBN : 9780465097715
Genre : Social Science
File Size : 39.84 MB
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More than two decades ago, the women's movement flung open the doors of the workplace. Although this social revolution created a firestorm of controversy, no one questioned the idea that women's involvement in the workforce was certain to improve families' financial lot. Until now.In this brilliantly argued book, Harvard Law School bankruptcy expert Elizabeth Warren and business consultant Amelia Tyagi show that today's middle-class parents are suffering from an unprecedented and totally unexpected economic meltdown. Astonishingly, sending mothers to work has made families more vulnerable than ever before. Today's two-income family earns 75% more money than its single-income counterpart of a generation ago, but actually has less discretionary income once their fixed monthly bills are paid.How did this happen? Warren and Tyagi provide convincing evidence that the culprit is not "overconsumption," as many critics have charged. Instead, they point to the ferocious bidding war for housing and education that has quietly engulfed America's suburbs. Stay-at-home mothers once provided a financial safety net if disaster struck; their move into the workforce has left today's families chillingly at risk. The authors show why the usual remedies--child-support enforcement, subsidized daycare, and higher salaries for women--won't solve the problem, and propose a set of innovative solutions, from rate caps on credit cards to open-access public schools, to restore security to the middle class.
Category: Social Science

The Two Income Trap

Author : Elizabeth Warren
ISBN : 9780465090907
Genre : Business & Economics
File Size : 79.45 MB
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Describes the economic dilemmas facing families who depend on two incomes, presenting a series of solutions on how to get the middle class back on financial track.
Category: Business & Economics

The Two Income Trap

Author : Elizabeth Warren
ISBN : 9780465097715
Genre : Social Science
File Size : 45.70 MB
Format : PDF, Docs
Download : 640
Read : 810

More than two decades ago, the women's movement flung open the doors of the workplace. Although this social revolution created a firestorm of controversy, no one questioned the idea that women's involvement in the workforce was certain to improve families' financial lot. Until now.In this brilliantly argued book, Harvard Law School bankruptcy expert Elizabeth Warren and business consultant Amelia Tyagi show that today's middle-class parents are suffering from an unprecedented and totally unexpected economic meltdown. Astonishingly, sending mothers to work has made families more vulnerable than ever before. Today's two-income family earns 75% more money than its single-income counterpart of a generation ago, but actually has less discretionary income once their fixed monthly bills are paid.How did this happen? Warren and Tyagi provide convincing evidence that the culprit is not "overconsumption," as many critics have charged. Instead, they point to the ferocious bidding war for housing and education that has quietly engulfed America's suburbs. Stay-at-home mothers once provided a financial safety net if disaster struck; their move into the workforce has left today's families chillingly at risk. The authors show why the usual remedies--child-support enforcement, subsidized daycare, and higher salaries for women--won't solve the problem, and propose a set of innovative solutions, from rate caps on credit cards to open-access public schools, to restore security to the middle class.
Category: Social Science

All Your Worth

Author : Elizabeth Warren
ISBN : 9780743269889
Genre : Business & Economics
File Size : 66.48 MB
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A guide to achieving financial stability and prosperity encourages new ways to think about and manage money, discussing such topics as balancing a budget, planning for entertainment, and getting out of debt.
Category: Business & Economics

This Fight Is Our Fight

Author : Elizabeth Warren
ISBN : 9781250120625
Genre : Political Science
File Size : 41.31 MB
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#1 New York Times bestseller The fiery U.S. Senator from Massachusetts and bestselling author offers a passionate, inspiring book about why our middle class is under siege and how we can win the fight to save it Senator Elizabeth Warren has long been an outspoken champion of America’s middle class, and by the time the people of Massachusetts elected her in 2012, she had become one of the country’s leading progressive voices. Now, at a perilous moment for our nation, she has written a book that is at once an illuminating account of how we built the strongest middle class in history, a scathing indictment of those who have spent the past thirty-five years undermining working families, and a rousing call to action. Warren grew up in Oklahoma, and she’s never forgotten how difficult it was for her mother and father to hold on at the ragged edge of the middle class. An educational system that offered opportunities for all made it possible for her to achieve her dream of going to college, becoming a teacher, and, later, attending law school. But now, for many, these kinds of opportunities are gone, and a government that once looked out for working families is instead captive to the rich and powerful. Seventy-five years ago, President Franklin Roosevelt and his New Deal ushered in an age of widespread prosperity; in the 1980s, President Ronald Reagan reversed course and sold the country on the disastrous fiction called trickle-down economics. Now, with the election of Donald Trump--a con artist who promised to drain the swamp of special interests and then surrounded himself with billionaires and lobbyists--the middle class is being pushed ever closer to collapse. Written in the candid, high-spirited voice that is Warren’s trademark, This Fight Is Our Fight tells eye-opening stories about her battles in the Senate and vividly describes the experiences of hard-working Americans who have too often been given the short end of the stick. Elizabeth Warren has had enough of phony promises and a government that no longer serves its people--she won’t sit down, she won’t be silenced, and she will fight back.
Category: Political Science

The Two Income Trap

Author : Suzanne Venker
ISBN : 9781618688842
Genre : Family & Relationships
File Size : 30.61 MB
Format : PDF
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For decades feminists have belabored the idea that work should be at the center of women’s lives, and that motherhood wouldn’t get in the way of this goal if society would simply cooperate. If husbands performed half the housework and childcare, if the government would invest in universal daycare and family leave, and if employers allowed parents to leave the office at 5:00 p.m., women could achieve the balance they so desperately seek. But the real reasons work-family balance remains elusive are much more complex. In The Two-Income Trap, bestselling author and Fox News contributor Suzanne Venker claims the two-income family is a trap. It encourages Americans to think about family solely in terms of economics, when in fact breadwinning is only part of the equation. The burnout that results from not having someone home to do everything mothers have historically done is huge. Not only do children lose out, marriages become stressed to the breaking point. Husbands and wives become locked in a battle over who’s going to do what on the home front. When that happens, many women view this as a marital problem when in fact the issue is time. There just isn’t enough. “The battles [between husbands and wives] aren’t always waged over actual chores or the inequity of handling them. The battle is over time,” writes Rhonda Nordin in After the Baby. At the core of this debate, writes Venker, is the fact that raising a family is no longer valued or even recognized as an enormous undertaking. The needs of children simply don’t allow both parents the freedom to dedicate themselves fully to something else. Fortunately, Americans are finally accepting this fact. Not only are more fathers staying home, the share of stay-at-home mothers rose to 29% in 2012, up from a modern-era low of 23% in 1999. This rise represents a reversal of the long-term decline in this group that had persisted for the last three decades of the 20th century—during which time feminists waved the flag of liberation. But none of it feels liberating. Women are tired of trying to keep up with the demands of full-time work and childrearing. They’re tired of trying to prove themselves. The idea that women can ‘have it all’—pursue demanding careers, raise fabulous kids and remain perfectly sane along the way—is bogus. There are only so many hours in a day. The secret to balance, for those who want it, is to accept that a woman’s life has seasons: a time for this and a time for that. Women who insist on doing everything at once are proving nothing except an allegiance to a dying movement. The era of “I am woman, hear me roar” is over. Women can have most of what they want over the course of their lives, but not if they follow the cultural script feminists have laid out for them. Women need to adjust their expectations and accept that when we choose to have children, we choose a life of trade-offs. So do men. We also need to broaden our view of what it means to be successful. Being important in the outside world is great, but it will never compare to the significance of our presence at home, and to the calming nature of that home when someone’s physically there. At the end of the day, it’s our personal success, not our professional success, that determines how happy we are. “Dr. Laura” praises The Two-Income Trap: “Ms. Venker’s contribution to humanity, to families, to marriages, to women is huge. In a way, it is sad that she’s got to argue points to prove what ought to be a “given.” On the other hand, her arguments are beautifully crafted and right on target for today’s anti-childrearing atmosphere. My hope for you, the reader, is that after you read this book, you will be unwavering in your commitment to do the right thing, and reap the incredible rewards.”
Category: Family & Relationships

A Fighting Chance

Author : Elizabeth Warren
ISBN : 9781627790536
Genre : Biography & Autobiography
File Size : 38.84 MB
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A NEW YORK TIMES BESTSELLER An unlikely political star tells the inspiring story of the two-decade journey that taught her how Washington really works—and really doesn't—in A Fighting Chance As a child in small-town Oklahoma, Elizabeth Warren yearned to go to college and then become an elementary school teacher—an ambitious goal, given her family's modest means. Early marriage and motherhood seemed to put even that dream out of reach, but fifteen years later she was a distinguished law professor with a deep understanding of why people go bankrupt. Then came the phone call that changed her life: could she come to Washington DC to help advise Congress on rewriting the bankruptcy laws? Thus began an impolite education into the bare-knuckled, often dysfunctional ways of Washington. She fought for better bankruptcy laws for ten years and lost. She tried to hold the federal government accountable during the financial crisis but became a target of the big banks. She came up with the idea for a new agency designed to protect consumers from predatory bankers and was denied the opportunity to run it. Finally, at age 62, she decided to run for elective office and won the most competitive—and watched—Senate race in the country. In this passionate, funny, rabble-rousing book, Warren shows why she has chosen to fight tooth and nail for the middle class—and why she has become a hero to all those who believe that America's government can and must do better for working families.
Category: Biography & Autobiography

Innovation And Inclusion In Latin America

Author : Alejandro Foxley
ISBN : 9781137596826
Genre : Political Science
File Size : 63.97 MB
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This book argues that Latin America must confront two main challenges: greater innovation to increase productivity, and greater inclusion to incorporate more of the population into the benefits of economic growth. These two tasks are interrelated, and both require greater institutional capacity to facilitate both innovation and inclusion. Most countries in Latin America are struggling to escape what economists label “the middle income trap.” While much if not all of the region has emerged from low income status, neither growth nor productivity has increased sufficiently to enable Latin America to narrow the gap separating it from the world’s most developed economies. Although income inequality has diminished across much of the region in recent years, social vulnerability remains widespread and institutional weaknesses continue to plague efforts to achieve equitable development. This volume identifies lessons that can be learned and adapted from experiences within the region and in East Asia, where the middle income trap has largely been avoided. This book is the result of a collaborative project undertaken by American University’s Center for Latin American & Latino Studies (CLALS) and the Corporation for Latin American Studies (CIEPLAN) in Chile, with financial support from the Inter-American Development Bank’s Office of Strategic Planning and Development Effectiveness.
Category: Political Science

The Two Income Trap

Author : Suzanne Venker
ISBN : 9781682614785
Genre : Family & Relationships
File Size : 25.18 MB
Format : PDF, Kindle
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Dispelling our most cherished myths about work-family balance, Suzanne Venker argues in The Two-Income Trap that women who want to get married and have children will find their home lives less chaotic and far more satisfying by making motherhood, not career, their primary focus. The premise of The Two-Income Trap: Why Parents Are Choosing to Stay Home is that childrearing is no longer recognized for the enormous undertaking it is. ‘Having it all’ is an impossible goal for anyone, male or female. The needs of children don’t allow two married parents the freedom to dedicate themselves fully to something else. That isn’t a bad thing, says Venker. It’s a good thing. It’s time to shift our paradigm. There is value in pursuing both work and family; but prioritizing family over career, and being realistic with one’s goals, is the only way women can be successful at both. The ?Two-Income Trap does two things: helps elevates the status of parents at home, and helps mothers who want to be employed create a life that works. Without the stress. Without the guilt. Without regret.
Category: Family & Relationships

China S Innovation Challenge

Author : Arie Y. Lewin
ISBN : 9781107127128
Genre : Business & Economics
File Size : 84.86 MB
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This book argues that China must become an innovation-based economy to avoid the middle-income traps, and examines both the opportunities and challenges in meeting this goal.
Category: Business & Economics