GAME OF LOANS THE RHETORIC AND REALITY OF STUDENT DEBT

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Game Of Loans

Author : Beth Akers
ISBN : 9781400883271
Genre : Education
File Size : 50.41 MB
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College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Category: Education

Student Loans And The Cost Of College

Author : Paula Johanson
ISBN : 9781534502215
Genre : Juvenile Nonfiction
File Size : 48.97 MB
Format : PDF
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Getting into college is one giant hurdle to clear, and paying for it is quite another. This book breaks down the expenses associated with higher education, the various payment options available for students, including student loans, need-based scholarships, and merit-based scholarships, and what other avenues may exist for families to ensure that costs associated with tuition, room, and board stay reasonable. Concerns about "paying off" student loans, interest rates, and timelines are also addressed in this informative collection.
Category: Juvenile Nonfiction

The Neoliberal Agenda And The Student Debt Crisis In U S Higher Education

Author : Nicholas D. Hartlep
ISBN : 9781317272014
Genre : Education
File Size : 51.81 MB
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Capturing the voices of Americans living with student debt in the United States, this collection critiques the neoliberal interest-driven, debt-based system of U.S. higher education and offers alternatives to neoliberal capitalism and the corporatized university. Grounded in an understanding of the historical and political economic context, this book offers auto-ethnographic experiences of living in debt, and analyzes alternatives to the current system. Chapter authors address real questions such as, Do collegians overestimate the economic value of going to college? and How does the monetary system that student loans are part of operate? Pinpointing how developments in the political economy are accountable for students’ university experiences, this book provides an authoritative contribution to research in the fields of educational foundations and higher education policy and finance.
Category: Education

Student Debt A Reference Handbook

Author : William Elliott III
ISBN : 9781440844881
Genre : Education
File Size : 58.18 MB
Format : PDF, Kindle
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Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process—from the banks that issue the loans to the colleges and universities that collect the payments. • Provides a thorough and accessible treatment of student loans that fills a large gap in the reference literature • Presents arguments both for and against student lending, making this an excellent resource for students writing persuasive essays on either side of the topic • Supplies highly useful, easy-to-understand information for students as well as general readers who want to learn more about student loans and grasp the key issues of this important socioeconomic issue
Category: Education

Congressional Record

Author : United States. Congress
ISBN : OSU:32437123526036
Genre : Law
File Size : 78.41 MB
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Category: Law

The Presidency

Author : Richard M. Pious
ISBN : 0023957921
Genre : Presidents
File Size : 53.60 MB
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Placing stress on how constitutional and public law has shaped the presidency, this work looks at the ways presidents wield power in the face of uncertain constitutional authority and public demands. Each chapter begins with a case study of historical or contemporary relevance to the topic at hand.
Category: Presidents

Editorials On File

Author :
ISBN : STANFORD:36105005650580
Genre : American newspapers
File Size : 56.12 MB
Format : PDF
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Category: American newspapers