CLIFFSNOTES PARENTS GUIDE TO PAYING FOR COLLEGE AND REPAYING STUDENT LOANS

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Cliffsnotes Parents Guide To Paying For College And Repaying Student Loans

Author : Reyna Gobel
ISBN : 9780544579156
Genre : Business & Economics
File Size : 43.28 MB
Format : PDF, Mobi
Download : 292
Read : 885

One of the most reliable sources of college tuition strategies before, during, and after college that parents will ever find Geared toward parents who are preplanning how to effectively save for their child's future college tuition as well as last-minute tuition savings advice, this invaluable resource gives no-nonsense advice from author Reyna Gobel, a recognized expert in the field of saving for college and repaying student loans. Reyna provides guidance on 529 college tuition savings plans, additional ways to save for college without breaking the bank, and repaying student loans that parents might have acquired. One of the best, most reliable sources of college tuition strategies before, during, and after college that parents will ever find!
Category: Business & Economics

Cliffsnotes Graduation Debt

Author : Reyna Gobel
ISBN : 9780544319165
Genre : Business & Economics
File Size : 29.41 MB
Format : PDF, ePub
Download : 484
Read : 1030

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt. Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren’t inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others. By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.
Category: Business & Economics

Debt Free U

Author : Zac Bissonnette
ISBN : 1101458968
Genre : Education
File Size : 74.57 MB
Format : PDF, Mobi
Download : 250
Read : 1291

This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
Category: Education

Will College Pay Off

Author : Peter Cappelli
ISBN : 9781610395274
Genre : Education
File Size : 25.53 MB
Format : PDF, Docs
Download : 574
Read : 665

The decision of whether to go to college, or where, is hampered by poor information and inadequate understanding of the financial risk involved. Adding to the confusion, the same degree can cost dramatically different amounts for different people. A barrage of advertising offers new degrees designed to lead to specific jobs, but we see no information on whether graduates ever get those jobs. Mix in a frenzied applications process, and pressure from politicians for “relevant” programs, and there is an urgent need to separate myth from reality. Peter Cappelli, an acclaimed expert in employment trends, the workforce, and education, provides hard evidence that counters conventional wisdom and helps us make cost-effective choices. Among the issues Cappelli analyzes are: •What is the real link between a college degree and a job that enables you to pay off the cost of college, especially in a market that is in constant change? •Why it may be a mistake to pursue degrees that will land you the hottest jobs because what is hot today is unlikely to be so by the time you graduate. •Why the most expensive colleges may actually be the cheapest because of their ability to graduate students on time. •How parents and students can find out what different colleges actually deliver to students and whether it is something that employers really want. College is the biggest expense for many families, larger even than the cost of the family home, and one that can bankrupt students and their parents if it works out poorly. Peter Cappelli offers vital insight for parents and students to make decisions that both make sense financially and provide the foundation that will help students make their way in the world.
Category: Education

Student Loan Debt 101

Author : Adam Minsky
ISBN : 1502301822
Genre : Business & Economics
File Size : 41.20 MB
Format : PDF, Mobi
Download : 315
Read : 549

In 2013, student loan debt in the US passed $1 trillion. That's more than our total amount of credit card debt and automobile debt. Graduates are starting out with poor employment prospects, obscene levels of debt, and few tools to help. Adam S. Minsky is a leading expert in student loan debt. He is renowned as a pioneer in student loan law as the founder of one of the first law firms in the country devoted entirely to helping student borrowers. With few resources available for student borrowers navigating byzantine repayment systems, he wrote this book as a practical, easy-to-read guide for managing your student debt. Whether your loans are federal or private, in good standing or in default, this guide identifies your options and helps you determine the best way forward.
Category: Business & Economics

Paying The Price

Author : Sara Goldrick-Rab
ISBN : 9780226404486
Genre : Education
File Size : 28.24 MB
Format : PDF
Download : 834
Read : 237

If you are a young person, and you work hard enough, you can get a college degree and set yourself on the path to a good life, right? Not necessarily, says Sara Goldrick-Rab, and with Paying the Price, she shows in damning detail exactly why. Quite simply, college is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. Drawing on an unprecedented study of 3,000 young adults who entered public colleges and universities in Wisconsin in 2008 with the support of federal aid and Pell Grants, Goldrick-Rab reveals the devastating effect of these shortfalls. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that shocking data with devastating stories of six individual students, whose struggles make clear the horrifying human and financial costs of our convoluted financial aid policies. America can fix this problem. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. What’s not an option, this powerful book shows, is doing nothing, and continuing to crush the college dreams of a generation of young people.
Category: Education

The Student Loan Mess

Author : Joel Best
ISBN : 9780520276451
Genre : Education
File Size : 24.90 MB
Format : PDF, ePub, Docs
Download : 917
Read : 1145

"Student loan debt in the U.S. now exceeds $1 trillion, more than the nation's credit-card debt. This timely book explains how and why student loans evolved, the concerns they've raised along the way, and how each policy designed to fix student loans winds up making things worse. The authors, a father and son team, provide an intergenerational, interdisciplinary approach to understanding how, over the last 70 years, Americans incrementally, with the best intentions, created our current student loan disaster. They examine the competing interests and shifting societal expectations that contributed to the problem, and offer recommendations for confronting the larger problem of college costs and student borrowing in the future"--
Category: Education

The Money Book For The Young Fabulous Broke

Author : Suze Orman
ISBN : 1573222976
Genre : Self-Help
File Size : 22.99 MB
Format : PDF, Kindle
Download : 697
Read : 1076

Addresses personal finance issues that are of relevance to today's world of high debt and disproportionate lifestyles, addressing such topics as credit cards, student loans, credit scores, insurance, and mortgages.
Category: Self-Help

Get Free Cash For College

Author : Gen Tanabe
ISBN : 0965755649
Genre : College guides
File Size : 90.1 MB
Format : PDF
Download : 124
Read : 1189

The secrets, tips, and strategies used by actual students to win millions of dollars in financial aid and scholarships are revealed in this guide for parents and high school, college, and graduate students. Every step of the scholarship process is examined, with advice about finding the right scholarships, crafting applications, writing exceptional essays, and acing interviews. A comprehensive scholarship directory containing more than 400,000 award listings representing more than $1.1 billion in prize money is provided and indexed by categories including career goal, major, geographic area, and academic achievement.
Category: College guides

Beating The College Debt Trap

Author : Alex Chediak
ISBN : 9780310337430
Genre : Business & Economics
File Size : 30.11 MB
Format : PDF, ePub
Download : 642
Read : 1020

Beating the College Debt Trap presents students with a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the “real world” financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.
Category: Business & Economics